27 S Kirkman Rd Orlando, FL 32811 p: (407) 290-6262 f: (407) 290-6201 e: info@allsafeins.com w: www.allsafeins.com

Spring 2012  

Ideas for Springtime Fun: 

Father and Son FishingIt’s spring! The sun is shining. The weather is warm. Time to get outside!

Spring is the best time to renew your love for the great outdoors along with your love for your family. Get outside and take your loved ones with you. Here’s some ideas for having fun with your family this springtime.

Picnic. Take the family and go on a picnic. Don’t forget to invite grandma and grandpa. Picnics are fun for the entire family. In fact, you can reserve a pavilion at your nearby city, county or state park and have a really big outing like a family reunion, or BBQ with friends and co-workers. See our suggestions for outdoor games you can play.

Father and Daughter / Father and Son Fishing. Call your friends who have kids and invite them all to bring the kids and come fishing. You can give mom a break for the day, and spend some real quality time with your children. Your friend will thank you. Your wife might even find a way to thank you too! Don’t forget to pack some snacks or even enough food for a picnic.

Family Hike or Nature Walk. It’s always good to get outside, breathe some fresh air and enjoy nature. And it's even better when you are active because your body responds to exercise in a positive way. Hiking and walking are great ways to get in shape, and these are the kinds of memories that kids never forget.

Family Bike Ride. Even if you have younger kids, once they're old enough to learn to ride a bike, you can have fun with them bicycling. Take the kids to a bike path and ride, ride, ride! Just find a local park with some riding paths or trails that fit your family’s level of fitness. What a super way to explore the great outdoors.

Horseback Riding. Spring is the perfect time of year to go horseback riding. Many stables rent horses, offer lessons and instruction, guided trots, and if you are concerned about safety, they will typically match the horse you get to your skill level. From moseying along the trail, to galloping in an open field, not much can top the excitement of this equestrian experience! Yipeee!

Family Fun Potpourri. You pick and choose what activities and games your family will enjoy the most! Many of them you can even do together as a family, right at home, in your comfort zone, out in the back yard. Here are a handful of ideas you can think about that your kids will love:

  • Treasure Hunt (sort of a variation of an Easter Egg hunt)

  • Clean the Yard together (find a creative, individualized way to keep it fun; award points for each job done well, and on time; and offer rewards for the work; maybe rent them a movie or a video game; or better yet, bring the kids to the batting cages or out on the golf course for a job well done)

  • Rock Climbing or Tree Climbing (kids love it, but it's not for everyone; be careful, and always supervise youngsters)

  • Picking Wild Flowers (only where permitted, please)

  • Take a Flora and Fauna Class at your local nature center or horticultural club they offer programs for kids of all levels. Some NPS sites even offer Junior Ranger Summer Camps!

  • Go Fishing / Boating (the options are so diverse they're nearly unlimited: canoeing, rafting, tubing, sailing, paddle boating, jet-skiing, etc.)

  • Play an Outdoor Game - there are many greats; favorites include active games such as "hide and go seek," "kick the can," "jailbreak," or "tag."

Showers can be fun too: Re-create warm-weather fun with easy indoor activities

Mom and daughter playing outside in the rainSearch for Treasure On shamrock-shaped pieces of paper, write clues -- "Turn left at the rocking chair" or "Take five steps past the refrigerator" -- that lead your little leprechaun closer to a pot of gold (aka chocolate coins).

Play in the Sand Make an indoor sandbox by emptying a large box of oatmeal into a plastic dishpan. Toss in spoons, cups, and toy cars. (From Gymboree Play & Music's 365 Activities You and Your Toddler Will Love)

Get Lucky Have your child find a stone in the yard or at the playground that fits perfectly in her hand, then let her paint it. Encourage her to carry the "charm" in her pocket, and tell her that every time she squeezes it, it will get luckier.

Taste the Rainbow Buy several packs of Skittles or Life Savers and ask your child to separate them according to color. Then glue the candies onto poster board to make a rainbow. (Only for kids over 4)

Be Cheery, Not Dreary Prepare for spring showers; buy cheap, solid-color umbrellas and have your kids decorate the outsides with fabric paint. Let dry for 24 hours before closing or taking them out in the rain.

 

Spring storms can leave you powerless: How to get insurance for electrical issues

A standard home insurance policy will cover the structure of the building and its contents, liability issues and, often, living expenses in the event the home is uninhabitable after a disaster. While a power surge that fries all of a home's electronics might seem disastrous, policyholders may be shocked when their insurance providers refuse to pay for certain electricity-related damage.

Look after electronics

Lightning is typically included as one of the threats that home insurance policies cover. Lightning strikes can cause not only physical damage to a home, but can create power surges that damage electronics as well. Your home insurance likely will pay for damaged electronics in these situations. However, there may be a coverage limit per item damaged by a surge, as well as limits on computer equipment, according to the Insurance Information Institute. In other words, the payout you receive may not be enough to replace all the expensive equipment destroyed by the surge.

Review your policy and be sure you're getting enough coverage for your electronics. You can increase the coverage limits on your electronics -- but your premium also will increase, according to the Insurance Information Institute.

Home-based businesses, beware!

Coverage limits for electronics can be especially problematic for those with home-based businesses who rely on technology. After all, a power surge could damage office machinery and stall business productivity. A typical power surge can send 500 to 1,000 volts through any cable, line or wire that connects business equipment to the outside world, according to Nationwide. Power surges can disrupt software, delete data and destroy circuitry meant to handle a mere 120 volts, Nationwide points out. Without sufficient equipment insurance coverage, home-based business owners would have to foot the bill to repair or replace damaged equipment.

In many cases, home insurance does not provide sufficient equipment coverage for home businesses. In fact, it usually provides no more than $2,500 to replace damaged equipment, according to the Insurance Information Institute. However, a home business policy offers comprehensive coverage for business equipment and files; it also usually includes business interruption coverage, which pays for lost income if a home office is damaged so badly that it can't be used.

Spoiled rotten

Power surges can wreak havoc on your electronics. But power outages can cause even more problems. When power is off for an extended amount of time, perishable food can decay and needs to be thrown away. This is especially frustrating when your refrigerator has been recently stocked. So can you be compensated for your loss?

According to Massachusetts Office of Consumer Affairs and Business Regulation, basic home insurance policies usually do not cover food lost from a power outage, but it's possible your insurance provider may offer this coverage for an additional premium. However, the policy may be limited to cover power losses that occurred only within the home or where electricity enters the home. In other words, if the source of the power loss is miles away, you may not be covered.

Then again, American Family Insurance says it will pay for spoiled food up to a specific limit listed in a home insurance policy if a covered threat, such as an ice storm, causes a power outage. According to American Family's website, food spoilage will be paid for regardless of whether the source of the power outage was on or away from the policyholder's property -- and the policy deductible does not apply.

Surge protection

To ensure you're properly insured for electricity issues, read the fine print in your policy. You may be surprised what is and isn't covered. For instance, electrical issues caused by floods or earthquakes are not covered under your home insurance unless you specifically purchase coverage against those threats. Also, consider installing surge protectors to minimize the damage -- and home insurance claims.

Spring Maintenance For Your Home

Once spring has sprung, take some time to give your home a check-up along with its annual spring-cleaning. Adding these home maintenance tips to your routine can help your house operate more efficiently.

Outside The House

Check The A/C

Have a qualified HVAC contractor – preferably one that belongs to the Air Conditioning Contractors of America – come out to give your air-conditioning system a tune-up. To help lower your energy bills, do this every year to ensure the system is running at its manufacturer-rated efficiency. Also make sure to inspect your system’s condensate drain hose, especially if you live in a humid climate. This hose could become clogged with algae and sediment, and your contractor may charge you more to clean it out. Avoid this extra cost by checking the hose periodically yourself. Use a wet-vac to suction any blockage out from it.

Roofs And Gutters

The hot summer sun can quickly damage a roof’s shingles, so you may want to call a contractor if you haven’t inspected your roof in several years. Clean out the leaves and other debris that have collected in them. Then check to see if the gutters are safely attached and haven’t sprung any leaks. Also, make sure that downspouts direct water away from the house’s foundation, to prevent a potential basement flood.

Right The Foundation

For further basement flood protection, inspect the foundation around your house before the spring rains. Look for cracks or imperfections, and seal them or call a contractor if necessary. Also look for low areas in the yard near the foundation that might pool water during a heavy rain. Level these yard depressions by filling them with compacted soil. Tend to any other “ponding” areas around the yard, too, because after a hard rain, standing water can develop. These puddles can be a breeding ground for mosquitoes.

Seal The Deck

If you have a patio deck, inspect the wood for stains, discolorations, or warping. If you find any, consider resealing the deck. To verify that your old application still works, pour some water onto the dry deck and check to see that it beads up. Most deck-sealer manufacturers recommend resealing annually, but if there are no immediate problems worth addressing, you can likely wait until the following spring to reseal. Check for any sharp edges, splintered wood, or rotting wood. Also look for rusting nails or any nails that are coming out or weakening their connections. And be sure to check the railings and stairs to make sure they are secure and not wobbly.

Ready The Soil

Spring is the season to prepare for new growth in your garden. Rake beds of leaves and other leftover winter debris. Use a hoe to churn and loosen the soil, and mix in compost for nutrients. If you’ll be planting new seeds, follow the instructions provided on the seed packet for the best results.

Inside The House

The Water Heater

Look around the base of your water heater for evidence of leaks. The average lifespan of a water heater is 8-12 years. If your water heater is over 5 years old, it should be checked monthly for any leakage or rusting at the bottom. If water leakage or rust is found, the water heater should be replaced. If you live in an area with particularly hard water, you may need to drain your water heater because of the sediment buildup in the tank.

The Basement And Attic

Does your attic or basement smell musty? If you have an attic, check it for leaks from the roof. Inspect the underside of the roof and the insulation closely for any discoloration, deterioration or dirt stains, as the leaking water might have dried up.

Check the basement walls, floor, and trim for water stains or any signs of seepage through the foundation. There are a number of flooding causes. While you’re down there, keep a close eye on your sump pump, making sure it is still in good working order, and has a battery backup in place if necessary.

Staying Informed

Sign up for our newsletter! It provides valuable, up-to-date information about Allsafe Insurance and the Insurance Industry.

Look for it on our website: www.AllsafeIns.com

To stay informed, call or e-mail us your e-mail address today! Phone: (407) 290-6262  E-mail: info@AllsafeIns.com

We value your opinion:

Do you find the information we provide in our newsletter to be helpful?

Is there something you would like to learn about in the next newsletter?

Call or e-mail us with your answer.
Phone: (407) 290-6262  E-mail: info@AllsafeIns.com

Spring-Time Sneezing: Keeping Allergies in Check

Coping with Springtime Allergies: Learn more about seasonal allergies and keep your family safe and healthy this Spring.

The flowers are beginning to bloom and spring is in the air. For seasonal allergy sufferers, springtime can be a time of sneezing, congestion, itchy eyes, runny noses and other symptoms caused by pollens, grasses, dust mites and molds. The American Academy of Allergy, Asthma and Immunology estimates that more than 40 million people are affected by seasonal allergies. Besides medication and limiting your time outside during peak pollen times, there are a number of steps you can take to ensure you’ll be feeling healthy enough to “stop and smell the roses.”

If you're like most people, springtime is a welcome visitor after dealing with the snow, sleet, and ice of winter. However, for allergy sufferers, springtime isn't always something to look forward to. Flowers start to bloom, grass and weeds come back to life, and allergy season kicks into high gear. You know the symptoms:

1. Itchy, watery eyes
2. Runny nose
3. Sinus pressure
4. Sneezing
5. Headaches

Where do they come from?
One of the most common seasonal allergies is hay fever. The culprits that cause this allergy are allergens such as ragweed, pollen, and grass. Many people also suffer from allergies to pets, dust, and certain foods, but typically these allergies are not affected by seasonal changes.

What's age got to do with it?
You may be surprised to learn that allergies can surface at any age. If you've made it through your 30s, 40s, or 50s allergy free, you may think that you're in the clear. However, just as children can outgrow their allergies as they get older, adults can develop allergies later in life.

How can I get rid of them?
If you know you suffer from allergies or you suspect that your annual springtime cold is actually an allergy, talk to your doctor. Your medical provider can analyze your symptoms and work with you to find the best way to relieve your symptoms. Doctors regularly prescribe antihistamines and decongestants to treat allergies. Although antihistamines have been known to cause drowsiness, many prescription medications are available that can make you feel better without putting you to sleep.

In addition to medication, you can take the following steps to limit your exposure to the allergens causing your misery:

  • Pollen counts soar in the early morning and evening hours--plan your outings accordingly.

  • Keep pollen from getting indoors. Close your windows and turn on the air conditioning.

  • Avoid exposure to freshly mowed grass--find someone else to mow the lawn.

  • Remember that pollen clings to hair and clothing. Try not to bring it with you when you go indoors.

Will my health insurance pay for treatment?
Most insurers will pay for medical care associated with allergy treatment. However, you should check with your insurance company before seeking treatment to be sure that you're covered. If you follow the guidelines set by your insurance company, you shouldn't have any problems. For example, if you belong to an HMO, you're required to get a referral from your primary care provider before seeing an allergist.

  • Keep windows closed and use air conditioning – This keeps pollen from blowing into your home, floating in the air, and adhering to the curtains, furniture, carpet, etc. Air conditioning provides a comfortable temperature and reduces airborne allergens.

  • Use HEPA filters and air purifiers – By maintaining the air quality in your home, you will have a comfortable environment that keeps your allergies under control. Filters should be cleaned regularly.

  • Maintain a clean home – Dust furniture and clean floors to reduce dust particles, pet dander and mold, which can aggravate allergies.

  • Wash bedding and linens in hot water – Bedding, curtains and towels should be laundered at a temperature of 130 degrees or higher. Use the dryer rather than hanging laundry outdoors where pollen can stick to fabrics.

  • Vacuum your home regularly – Removing allergens from carpets and furniture can greatly improve the quality of air. Some vacuum cleaners have HEPA filters to further remove microparticles, including dust mites.

  • Clean and brush pets – Regularly washing and brushing pets can remove dander and loose hair, which can intensify allergies. Any animal bedding should be washed weekly.

With these helpful hints, you can enjoy the spring weather without your allergies getting the best of you. A reliable health plan will also help to ensure your family will have access to the physicians and medications they need to enjoy the season.

We'll be happy to help!

We're ready to handle your insurance for Autos, Homes, Property and Casualty, Boats Motorcycles, and all your Umbrellas insurance needs. 

New coverage or changes to existing policies; 

Give us a call. (407) 290-6262

Check Flood Insurance Before Heavy Spring Rains

“Heavy spring rain could lead to a very wet spring season in the most flood-prone areas.

“Consumers should thoroughly identify the limits and benefits of a policy before damage occurs and know that flood insurance coverage, which is not included in a standard homeowner or renter policy, is usually not effective for 30 days.”

Springtime is a visible reminder that floods are the most common natural disaster in the U.S. – and one of the most expensive. 

  • Call your insurance agent or company to inquire about the availability of flood insurance in your area. Keep in mind that flood insurance becomes effective 30 days after it is purchased, so the sooner you talk to your insurance agent or company the better.

  • The average flood insurance policy costs a little more than $400 per year for about $100,000 of coverage. The actual cost to you will depend on where you live and the amount of coverage you choose.

  • Standard flood coverage does not typically cover damage resulting from sewer backups or sump pump issues. Ask your insurance agent or company if such additional coverage is appropriate to add to your policy.

  • There are steps you can take before a disaster strikes to make it easier to file and recover insurance claims. For example, homeowners or renters should take an inventory of their personal property and make photocopies of their insurance policies, keeping all such important papers  in a secure location away from home. Taking pictures of various rooms and their contents is also a great way to document the contents. A sample home inventory sheet is available at the Department’s website or by clicking here.

For more information on the availability of flood insurance in your area, and for additional tips on preparing for a flood, call the National Flood Insurance Program at (800) 638-6620 or visit NFIP’s Web site at www.floodsmart.gov.

Tips for Springtime Senior Fun

Springtime is right around the corner! Make the most of it with your aging loved one by following these simple steps:

Commit to a Healthy Routine

Daylight-savings time is the perfect excuse to make overdue adjustments to your sleep, exercise and mealtime routines. Instead of viewing this springtime tradition as an “interruption” to the daily schedule, be proactive. Help your senior avoid stress by making a list of the essential time-based routines, such as doctor’s visits and medication schedule, and then turn your attention to fun ways that you can use the extra hours of sunlight. Invite the whole family to discuss their ideas, write them down and post them on the refrigerator.

Reconnect With the Outdoors and Each Other

If your senior is mobile (either walking or in a wheelchair), take a walk together and notice the changing season. If they are unable to leave the house, hang a bird feeder in the window and station yourself together with a pair of binoculars. Take a moment to relax and catch up over a cup of tea on the porch, or next to an open window. Feeling the warmth of sun on your face is a mood booster (sunshine and mood are positively correlated). When the sun is shining and weather is warm, people tend to be happier. Whether it’s a family member, neighbor or church member, take this time to enjoy the changing weather and each other’s company.

Lose the Clutter

Follow Mother Nature’s lead by replacing snow and frost (dirt and dust) with green (clean). Forced air heaters and closed windows can trap dust and dirt indoors. A deep housekeeping – including tasks such as shampooing the carpets, wiping down the walls and cleaning out the fridge – can help create a healthier home environment for seniors. While you’re in cleaning mode, be sure to tackle the clutter inside of closets, pantries, stairways and storage areas, which can present safety hazards for the elderly, who are at risk for tripping and falling. Donate items that haven’t been used in awhile, or organize a yard sale. Download the Homewatch CareGivers Guide to In-Home Senior Safety (PDF) for more information.

Therapeutic Gardening

Gardening offers a therapeutic connection to nature, and growing your own produce puts you in control of a healthy diet. Sit down and plan a garden together. Have fun reminiscing about the types of vegetables, flowers and herbs that your family loves. Consider the best place for planting — perhaps moving the herb garden to an inside windowsill and tomatoes to a pot on the porch will make plant care and maintenance easier for your senior. Request catalogues and mail order seeds if you’re too busy or unable to visit the local nursery. If you’re planning a spring break visit to distant relatives, digging and preparing the garden can be a fulfilling cross-generational activity (be sure to pack your best work clothes!). Planting flowers in the yard creates a sense of pride and beautifies the neighborhood.

 Springtime Means Rain, Hail and Tornadoes in South Central States

Spring is here and with it comes unstable weather conditions that can cause problems for consumers and agents alike in the South Central region of the United States. As if ushering in the season, insurers and insurance organizations are busy issuing reminders to agents on how they can help their insureds protect themselves and their property from nature’s annual freak show.

Tornadoes, floods … even hurricanes

An Insurance Information Institute (I.I.I.) consumer advisory recommends early Spring as a good time to review policies to make sure that property and belongings are adequately insured for natural disasters such as tornadoes, floods, hail storms and even the start of hurricane season.

The I.I.I. noted that according to Insurance Services Office Inc. (ISO) figures, natural disasters in 39 states caused nearly $13 billion in damages last year.

Standard homeowners insurance policies cover damage from most natural disasters, such as windstorms, hurricanes, tornadoes, lightening and hail, in addition to fire and other perils. However, they do not cover damage from two major types of natural disasters: flood and earthquake, which require the purchase of separate policies for coverage.

Homeowners insurance covers damage to both the structure of the home and personal belongings. In addition, it pays the cost of additional living expenses if the home is rendered unlivable by an insured disaster.

Coverage for property damage and additional living expenses is available under renters, condo/co-op and mobile home policies.

Things to consider when reviewing a policy to determine if coverage is adequate include any remodeling or new additions to the home, as well as rising construction costs.

The I.I.I. also reminded consumers to inventory personal items in the home, such as furniture, clothing, electronic equipment and jewelry. Such an inventory will help in determining the correct amount of insurance needed. It also helps settle an insurance claim faster and can be used to verify un-reimbursed losses on an income tax return.

Since homeowners policies don’t cover flooding, property located in a Special Flood Hazard Area needs flood insurance. Lenders on such property usually require it. Flood insurance covers direct physical losses by flood and losses resulting from flood-related erosion caused by waves or currents of water exceeding anticipated cyclical levels and accompanying a severe storm, flash flood, abnormal tide surge or a similar situation that results in flooding.

Mudflows are covered under the National Flood Insurance Program; however, landslides are not.

Coverage for the structure and contents of the home are sold separately. Buildings and structures are covered for replacement cost but content coverage is available on an actual cash value basis only. There may be limits on coverage for furniture and other possessions stored in a basement.

The I.I.I. said that if a home is at risk for flooding, coverage should be purchased as soon as possible, as there is a 30-day waiting period before coverage takes effect. The policy is provided by the Federal Flood Insurance Program and is only available where the local government has adopted adequate flood plain management regulations.

Cars and hail don’t mix
From Progressive Insurance: “Imagine a baseball dropped from an airplane flying at 30,000 feet; now, imagine that baseball reaching speeds of 120 mph as it falls to the ground and lands on a car! For drivers in and around Hail Alley, a string of southern and central Plains states that includes Arkansas, Colorado, Kansas, Nebraska, Oklahoma, Texas and Wyoming, the possibility of baseball-sized hail damaging their car is not unimaginable—it’s a reality.”

According to Progressive, the cost of hail damage to property in the United States reaches $1 billion yearly.

“Specifically in the Hail Alley states, agents can help consumers better understand the coverage and cost effective repair options that will protect them in the event of a hailstorm,” Tom Kaschalk, claims manager with the Progressive group of insurance companies, stated.

He added that agents should let their customers know “that the average cost to repair a hail-damaged vehicle over the past five years was more than $1,500.”

By reviewing the repair options available, agents can help their customers save money and keep the cost of auto insurance down for everyone.

Repair technicians often recommend a repair process called paintless dent removal (PDR) to restore hail-damaged vehicles to their pre-accident condition. PDR involves using specially molded metal tools on the underside of a damaged part to repair dents without disturbing the car’s factory finish. In fact, this method is often used by car manufacturers and dealers to repair new vehicles and will not invalidate paint warranties.

The Progressive bulletin pointed out, however, that PDR is not for all types of hail damage. For instance, it is not appropriate if dents are too large or frequent, or if the paint finish is damaged. Prior body damage that required plastic fillers or bonding may also make PDR difficult.

Progressive recommended that agents encourage customers who have experienced hailstorm damage to take the following
steps:

  • Call their insurance company immediately to report the damage.

  • Prevent further damage by covering broken windows to protect the car’s interior, and carefully removing the glass to prevent cuts and damage to the upholstery and carpets.

  • Discuss the repair with the agent, insurance company and/or body shop to determine whether PDR is appropriate or if another restoration method should be used.

  • Find a reputable facility. The insurance company may be able to recommend a provider.

  • Find out how long the repair will take. PDR repairs may be completed within a day. However, repairs may take longer if a large number of cars were damaged in the same hailstorm.

  • Ask the repair shop if it guarantees its work. Know how the body shop will handle any problems remaining with the vehicle after the repair. A flaw in the vehicle’s repair should be fixed at no additional charge. Get guarantee and contact information in writing.

  • Make sure the repairs are satisfactory. Before accepting the vehicle, look at the surface under fluorescent lighting and from several angles so that all the details can be seen. Check for any remaining dents before taking the vehicle home.

 


And Get Gift Card!!


If we cant reach you

we cannot provide you stellar service.
Update your Contact Information

 

Sign up for our free e-newsletter

 


 


Allsafe Insurance and 
Financial Services

is your 1stop-shop for quality service
to meet your every financial need.

Services Provided
Personal/Commercial Insurance
Auto, Home, Renters, Life, Health,
Dental Disability

 

 

Income Tax

Mortgages

Notary Public

Real Estate

Payroll Services

Credit Counseling

Retirement Plans

Reverse Mortgages

Certified Foreclosure Prevention And Loan Modification Counseling

Are you getting everything you are entitled to?  If your circumstances have changed recently—a wedding, new baby, redundancy or divorce for example, you may not be aware of help that could be available to you. 

Call and make an appointment. Find out what you are entitled to. All counseling is completely confidential.

Phone: (407) 290-6262


Did You Know

Allsafe Insurance and Financial Services provides Free Notary Services to all current clients and their friends and family.

Factors that may affect your Auto Insurance premium are:

  • Age

  • Gender

  • Marital Status

  • Driving Record

  • Previous Insurance Coverage 

  • Credit History 

  • Geographic Location 

  • The Vehicle Type

  • Vehicle Use 

  • Theft protection devices

  • Multiple cars and drivers

 An Educated Consumer is an Empowered Consumer!

Follow Allsafe Insurance: Follow us on Twitter Find us on Facebook Connect to us on LinkedIn Subscribe to RSS feed Visit Our Blog

The content of this newsletter is taken from sources that are believed to be reliable.
However, this newsletter is not intended as a substitute for legal, financial, or professional counsel.

Allsafe Insurance and Financial Services ~ 27 S Kirkman Rd, Orlando, FL 32811
phone: (407) 290-6262 fax: (407) 290-6201 email: info@allsafeins.com web: allsafeins.com
Click here to unsubscribe